The typical Congressional subcommittee chairman or cable news anchor or syndicated columnist can’t really imagine not being able to afford to take his child to a doctor, or being wrongly convicted of a crime, but he is quite capable of imagining being on a Paris to New York flight that’s blown out of the sky. And while it’s true the risk he faces of suffering this fate are very close to zero, they are not, as they are for a poor person, literally zero.

Paul Campos at "Lawyers Guns and Money"